Stored value cards have become one of the most dynamic and fastest growing financial products in the industry. Anyone who makes purchases with a gift card, places phone calls with a prepaid telephone card, or buys goods or services with a prepaid debit card is using a stored value card. Government benefit cards, payroll cards, gift cards, prepaid and telephone cards are examples of stored value cards. Stored value cards fall into two categories: closed-loop and open-loop. Closed-loop cards can only be used for the issuers’ products or for other limited purposes in limited locations. Open-loop cards are more widely accepted and can be either non-branded or branded with an association’s logo. They can be used to make purchases or pay bills virtually anywhere the brand is accepted. OPUS Financials offers your business the Stored Value Card with more features than any other card. Your customers can buy, maintain, and reload it on the Internet.

Cardholders’ Benefits

• Re-loadable online, or at any of the participating locations
• Accepted at tens of millions of points of service locations worldwide
• Accepted at over 1,000,000 ATMs worldwide (24 hours a day)
• Safe and secure since funds can only be accessed with Personal Identification Number (PIN). No need to carry cash!
• Cardholder determines own spending limit simply by depositing the funds into the card account
• A great idea for teenagers. No more worrying about too much money spent at the mall. Set the spending limits and relax!
• Account information available online, at ATMs and through a toll-free number

Stored Value Card Program
At Opus Financials, we offer a range of account and card based programs that include Stored Value cards, in a closed or open loop environment, with or without an association’s logo.

We are your solution for:

• Payroll Cards
• Gift Cards
• Loyalty Programs
• Remittance
• Compensation
• Others

Features

• PIN secured
• 24/7 (365 days) Spanish and English Customer Service
• Fraud Protection
• Real time transaction processing
• ATM withdrawal
• POS purchase power
• Spending limits and controls
• Expenditures tracking and controls
• Multi-currency load/withdrawal options
• Card to Card real-time money transfers worldwide