Student Debit Solution

When you think about school payments, account-to-account transfers, and merchant transactions, one single solution comes to mind- our EBSG® student card.

OPUS Financials offers a personalized student card that allows students to make purchases safely at their college or high school and in many area businesses without having to carry cash, checks, or other cards. It facilitates payment of daily expenses conveniently, and it functions as a phone card with a benefits package, while earning interest on available balance.

Our EBSG® platform provides a secure and convenient debit solution that facilitates the way schools, parents, and financial institutions handle the money they give students. Funding the EBSG® card can be as easy as giving the student cash in his or her hands.

Institutions can transfer funds to multiple accounts and keep track of them simultaneously in a secure environment. Local and International students can receive their monthly allowance, scholarship or loan onto their student card in real-time, allowing them access to their money immediately at over 1,000,000 ATMs and tens of millions of Point-of-Sale locations worldwide.

Student debit cards are also a great educational building-block for both high school and college students. Students will learn budget-management and will have a foundation for managing future credit cards and loans.

Parent’s Benefits

• Ideal for last-minute cash requests
• 24-hour access to account details to monitor spending habits
• Spending limits and controls
• No overdraft fees, no late fees and no interest fees

Institution’s Benefits

• Reduce administrative costs by reducing check processing and distribution costs
• Distribute funds regardless of location
• Transfer funds in real-time
• Manage multiple accounts simultaneously
• Spending limits and control

Student’s Benefits

• Customizable option integrated to library, computer lab, and other school-related systems
• Personal bar code that allows entry to libraries, computer labs, and other school facilities
• Discounts on products and services at participating merchants and retailers
• No restrictions of a bank account
• Emergency travel and emergency medical assistance included for cardholders
• Allows local and long distance phone calls using the available card account balance
• Earns interest on available balance

Features

• Picture ID card
• PIN-secured
• 24/7 (365 days) Spanish and English Customer Service
• Fraud Protection
• Real time transaction processing
• ATM withdrawal
• POS purchase power
• Online purchase power
• Multicurrency load/withdrawal options (for international students)
• Card-to-Card real time money transfer worldwide
• Competitive rates on calls originating in the US
• Best currency conversion rate
• Account information available online, at ATMs and through a toll-free number