BUSINESS-TO-BUSINESS SOLUTION
At OPUS Financials, we understand that time is money, and that your company can use this valuable time to deliver more products to more customers every day. Therefore, we have created a Business-to-Business solution to meet your payment collection needs.
The B2B payment collection solution that we offer is cost-effective and time-saving at the (POP) Point of Purchase. This wireless system will allow your company to reduce costs while receiving non-cash payments from your customers through a secure and easy to use collection card.
This system guarantees a fast and secure transaction at the Point of Purchase, allowing the distributor to feel more comfortable because non-cash means are involve in the transaction, avoiding theft, and incorrect payments.
The Collection System
iSwipe-M (Mobile)
This device was designed for on the road merchants. Its integrated to a GSM phone system that will allow merchants, in this case distributors to process transactions where ever they are; specially made for taxi cabs drivers, plumbers, electricians, service contractors, collectors, any on the road professional.
Distributors
Distributors never had it so simple!. Its as easy as delivering its products and accepting the retailers (customers) EBSG® card to collect the payment at the Point of Purchase by using a wireless system (iSwipe-M) that will not required cash and checks.
Benefits
- Real-time payment collection at POP
- Reduce costs
- Enhanced credit and cash management
- Credit and debit facilities
- No hardware or software to install
- Enhance transaction security
- Improve operational (route to market) controls
Features
- Safe and secure real-time electronic collection system
- Handheld wireless mobile POP device
- Real-time online reporting and access
- Online receivables collection
- Integration with existing internal systems
- Two ways messaging (optional)
- All funds securely held at bank
Merchants/Retailers (Customer)
The merchant/retailer no longer has to rely on paper checks or cash means to pay a distributor, since they will count with a stored value card that will allow them to pay for its purchase in a fast and secure way. The iSwipe-M will print a receipt for the merchant to confirm that the transaction was completed.
Benefits
- No installation needed
- No computer required
- No costs
- No bank account required
- No prerequisite credit qualifications
- Funds securely held at bank
- Multi Distributor capable
- Access to funds via ATM
- Security utilizing Personal Identification Number (PIN)
- Minimal cash management creating enhanced security
- Real-time reports online ,via IVR and cell phone
Features
- Stored Value Account with card access
- Personal Identification Number (PIN) secured
- Re-load funds at any participating location
- No bank account required
- No prerequisite credit qualifications
- No need to carry cash, checks, etc...
- Real-time online access
How does it Works?
- Merchant / Retailer deposits funds to his account at participating locations.
- Deposited funds become available in real-time.
- Distributor drivers carry the handheld wireless mobile POP device.
- Distributor swipes card on mobile POP device, Merchant enters PIN to
- confirm. Funds are debited from the Merchant / Retailer account in real-time.
- Funds are credited to Distributor account in real-time.
- Funds are deposited daily to Distributor bank account.
- Real-time reporting on handheld POP and accessible via internet
|
